A single-car accident involves one vehicle. It means the collision occurred with one car and not two or more vehicles. Perhaps you ran into a telephone pole or stop sign. You may have even just overcorrected and ended up in the barrow pit off to the side of the road. Here is what you should know and do when dealing with a single car accident.
How Does That Happen?
You have a single-car accident when your car:
- Runs off the highway or the side of the road
- Collides with stationary objects like a tree, wall, or pole, etc
- Flips over without hitting another vehicle or being hit by one
- Hits a pedestrian
- Hits an animal
- Collides with the guardrail
These accidents can lead to serious injuries depending on the type of collision involved or the road condition. Victims or drivers can suffer head injuries, broken bones, concussions, back and neck injuries, lacerations, etc. Determining the fault is a complex issue when one car is involved.
Who Is Held Liable?
It all depends on the situation. Different parties can be liable in some instances. The driver can be considered responsible if the accident is due to speeding or any other traffic violation. Cases in which other parties are held liable include:
- Failure by the local government to repair dangerous road conditions
- The accident is due to objects falling on the vehicle like a tree, pole, or tree branch.
- A defective product from the vehicle manufacturer like failing brakes due to a product defect leading to an accident
- Pedestrians not following traffic rules
Liable parties are required to pay damages to cover costs or repair, hospital bills, lost wages, etc.
What Should You Do?
It’s probably best to hire a lawyer to help you recover the damages or in case you are being sued for that accident. It’s always helpful to contact a reputable personal injury lawyer to assist you with your case. The lawyer will help you get the best settlement by negotiating on your behalf and putting together documents necessary for the trial.
If you are confident the crash wasn’t your doing, gather evidence and report the accident to your insurance company. If there are any witnesses, you can get their contact information. In case the crash is due to adverse road conditions, take pictures of the accident scene, then report the issue to the government authority in charge then make a claim against the local government.
In case the accident is because of a mechanical failure or car defect, take your car to an auto mechanic for a thorough inspection.
Is It Possible to Get an Insurance Claim for the Accident?
The type of coverage you have determines whether you can file an insurance claim. For instance;
- Non-fault coverage only compensates for property damage, and any bodily injury the driver causes the third party.
- Collision coverage only takes care of damages to the insured car by a collision with another vehicle or object.
- Liability coverage caters for any property damage or bodily injuries caused by the driver.
- Comprehensive coverage pays for bodily injury and property damage for the insured.
Therefore, coverage depends mainly on your individual policy and the practice of the insurance company. You can seek legal assistance if you have questions about your claim.
Because there are many variables in this type of accident, it’s best, you speak with a lawyer before making any decisions or paying for damages. A qualified car accident lawyer at El Dabe Ritter Trial Lawyers will give you the assistance you need and review the situation before advising you on the best course of action. Contact us today for your initial consultation and see how we can help you.