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Can Someone Sue You for a Car Accident if You Have Insurance?

Getting involved in a car accident — especially one that results in injuries or property damage — is a traumatic experience and can cause significant stress. Litigation after a car accident only adds to that stress.

If you were involved in an accident in Los Angeles, contact the Los Angeles Car Accident Attorneys at El Dabe Ritter Trial Lawyers. 

Can you be sued if you have insurance?

You can be sued after a car accident, even if you have insurance. While there are many reasons you could face charges after a car accident, the most common include:

  • You were responsible for the car accident and live in a fault state
  • The other party feels you should be held responsible for any damages or injuries caused by the accident
  • You caused the accident intentionally
  • You have insurance, but it is not sufficient to cover the damages

Should you be worried?

During a lawsuit, your insurance coverage is used to cover legal expenses and compensation for any damages or injuries you may be liable for. Personal injury and property damage coverage should be enough to ensure that you do not incur any further financial loss from an accident.

Contact your lawyers immediately after a car accident. Your attorney will be vital in helping you take the next steps after an accident, advising you and walking you through your legal options.

What to do after getting in an accident?

There is a list of procedures you should follow after a car accident to ensure your rights are protected. After a car accident, you should:

  • Avoid accepting responsibility at the scene of the accident
  • Call the authorities immediately
  • Call your car accident attorney
  • Notify your insurance provider

Contact our offices for assistance

It is important to contact a lawyer and your insurance provider immediately after an accident, as it ensures that you get the help you need from your insurance. Some insurance companies can withhold payments if you failed to notify them of the accident in a reasonable amount of time.

Our lawyers will help you every step of the way, protecting your rights and acting on your behalf if a lawsuit is filed against you. Contact the experienced attorneys with El Dabe Ritter Trial Lawyers for a free consultation.