Hiring a Personal Injury Attorney in Moreno Valley
Whether it’s a car or motorcycle accident, a vicious dog bite, a slip and fall or medical malpractice, if you’ve been injured due to the actions of another party, you could be entitled to compensation through the courts or a settlement outside of court. In many cases, you’ll need to consider whether you’ll want to file a claim as well as if you’ll need a lawyer for your case.
What Cases are Handled Without a Lawyer?
Cases in No-Fault States
In no-fault states, you’re limited to the amount of money you can recover from your insurance company. It doesn’t make sense to hire an attorney to recover money for you unless the costs of the injury rise above the limits. California is a tort or fault state, which means that the other party must be found responsible for the accident before the insurance company will pay for the damages.
The Policy Limit is Reached
If the defendant who caused your injuries has a policy that only covers $100,000, then that’s all the insurance company will offer you. When you’ve been offered the maximum amount, you’ll have to sue the policyholder for any amounts over the maximum covered by insurance. You’re unlikely to get more unless the defendant is wealthy enough to give you that amount.
Minor Injuries and Hiring a Lawyer
For many people, hiring a lawyer for minor injuries doesn’t make sense. If you received only a few scrapes or bruises for the accident and the insurance company is willing to cover your medical bills with a few dollars towards your inconvenience, you might not need a lawyer.
Minor or Major Injuries
It can be tough to know whether a minor injury can lead to major problems in the future. If you call a lawyer for advice, he or she will tell you to wait until you know the full extent of your injuries before accepting a settlement. If you accept money from the insurance company, you cannot sue them later for more money.
Pain and Suffering
An attorney will be able to tell you if you’re due money for pain and suffering. The personal injury attorney will advocate on your behalf if you have to go to court to receive compensation too.
The Insurance Company
If you’re thinking about not hiring an attorney for your personal injury case in Moreno Valley because you have an insurance company, you should know that your insurance company might not be looking out for your best interests. This is why most people don’t hire an attorney. They believe that their insurance company will deal with the other party’s company to get them the best amount possible. In fact, the insurance companies are both trying to keep their profits and are not looking out for you.
Can You Afford a Lawyer?
One of the biggest reasons that someone might not hire an attorney is because they don’t have the money to hire one. Personal injury lawyers will often work on a contingency agreement, which means they will only get paid if you receive money for your injuries. They’ll work harder to get you every penny you deserve because they get a percentage of that money too. This means you won’t have to come up with any money up front to hire an attorney, which is important for someone who has been injured, has lost time from work or is unable to work at all.
When it comes to personal injury, your goal should be to get the money you’re entitled to from the party that was responsible for your injuries. In the vast majority of cases, hiring a personal injury attorney is the only way you can really ensure that you’re not leaving money on the table. You have to consider whether you’re willing to take the little bit the insurance company will offer you, or receive the money that you deserve. A consultation with an attorney is normally free and will allow you to explore all your options with someone who is extremely knowledgeable in the type of case you have.