Car accidents occur every single day. Majority of them are minor accidents often referred to as fender benders. Fender benders involve no injury to the drivers and only negligible damage to the vehicles. Many choose not to report fender benders and instead arrive at a private settlement. Depending on the damage and your insurance coverage, a fender bender can be quite costly to fix. That is why you need a Los Angeles Car Accident Attorney even if it is only a fender bender.
Just how much does a fender bender cost? Read on to find out.
Assessing the Damage
The first step after you are involved in a fender bender is to assess the damage. You should check to see if you are okay. Many physical injuries incurred in car accidents manifest themselves much later. You should also exchange contact information with the other driver and take pictures of the damage.Though the damage may seem insignificant at first glance, things may not be as they appear. As the saying goes, do not judge a book by its cover.
You should assess your car’s damage after a fender bender by first checking the engine and ensuring that it is in good working order. You should also check underneath your vehicle to see if there are any liquid leaks. Be keen to notice if there are any nasty smells or smoke which are an indication of trouble.
Moreover, you should check the tires to see if they are properly inflated or damaged. Check the car to find out exactly where the vehicle was hit and assess the damage.
The costs associated with minor car accidents are astounding. I am talking about both repair costs and insurance costs. Let us talk about repair costs.
In Los Angeles, $1,000 dollars is considered a fair price to repair a bumper on a mid size sedan. If that seems steep, you are in for a nasty surprise as the average figure is above $2,000. The prices are increasing as cars get more high tech. the more expensive the car, the more you will pay for minor damages.
Insurance costs are more astounding because they last longer. A $150 claim for a fender bender may mean that your premiums increase substantially for up to 3 years.
If damage caused during a fender bender is lower than the deductible amount of your insurance policy, it may be cheaper to pay the amount out of pocket to prevent premium increases in the future.
Who Pays for the Fender Bender?
The first step after getting into a fender bender is to review your insurance policy regardless of whether it is a private settlement or an insurance related incident. You should never accept being at fault in a fender bender whether you are guilty or not. You should let the insurance company decide who is at fault and decide who will foot the bill. Premiums will increase if you are at fault but you legal protection you would otherwise not receive.
How much does a fender bender cost? If you are involved in a fender bender, review your insurance policy and ensure to record evidence of the incident. It will be crucial in your case when you contact an experienced Los Angeles Car Accident Attorney at El Dabe Ritter Trial Lawyers. If you are involved in a fender bender in Los Angeles, call us as soon as possible for a free consultation.