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Car Accident Injury Settlement Process in Huntington Beach

Most car accident cases are resolved through settlement negotiations between injured parties and insurance agencies. Only a small fraction of car accident cases advance to trial. That is because claims involving car accidents often reach a favorable resolution without the need for a lawsuit.

If you are a car accident victim, you should consider consulting Huntington Beach car accident attorneys at El Dabe Ritter Trial Lawyers for legal assistance. 

Investigation of the Car Accident

After filing a personal injury claim with the at-fault party’s insurer, the insurance agency will investigate the incident. The investigation is done by a claims adjuster and involves an evaluation of every piece of proof you present to validate your claim.

An adjuster may take photos of your damaged car to provide evidence. Some of the pieces of evidence claims adjusters typically review during an investigation include:

  • Official police report on the car accident
  • Pictures of the scene of the auto collision, your vehicle, and the other driver’s vehicle
  • Witness statement
  • Your healthcare records
  • The testimony of the other driver
  • The location of the accident

Additional evidence that might be put into consideration during a claim investigation is evidence of financial damages and your social media content.

Consultation with Experts

The insight provided by experts can be very vital in your accident claim. Expert opinions can be sought from:

  • Your medical doctor: The medical practitioner can discuss your personal injuries, possible treatments, and prognosis
  • A civil/mechanical engineer: Civil or mechanical engineers may be consulted when one of the variables at play was a car malfunction or geographical feature
  • Accident reconstruction specialist: The expert can make a digital representation of your car accident, indicating how the variables at play caused it

Reviewing the Insurance Policies of Both Sides

California is a fault state when it comes to car accidents. This implies that when you sustain injuries in an auto collision, you should seek compensation through the at-fault party’s insurer. However, the liable driver might not possess insurance or might have inadequate insurance.

Therefore, you might be required to proceed through your insurer to meet your financial requirements for medication.

Seeking a Car Accident Injury Settlement

Most claims involving car accidents are settled without going to court. Anytime you get a settlement offer from the insurance company of the at-fault driver, you should consult an attorney first before saying yes.

If your lawyer establishes that the settlement offer is enough for your losses, they may suggest that you accept the offer. Settlements are bargained between a claimant’s lawyer and an insurance company.

Some insurance companies will only talk to attorneys, which is why it is essential to retain the services of a competent personal injury attorney. If you fail to reach a favorable settlement with the other driver’s insurer, you can choose to file a lawsuit in court.

Contact Huntington Beach Car Accident Attorneys

Car accident injury claims are usually complicated. Consult El Dabe Ritter Trial Lawyers for legal representation and advice in every stage of your claim settlement. Contact the offices of El Dabe Ritter Trial Lawyers to schedule a free consultation and receive the compensation you deserve.