After a car accident, an insurance cover comes in handy, especially where the other party is at fault. The majority of the car accident settlement cases are resolved through conciliation between the injured party and the insurance company.
If you opt to pursue your compensation through conciliation before accepting a settlement, you must consult an attorney. El Dabe Ritter Trial Lawyers are Los Angeles car accident attorneys who can be relied upon in such a case. Below, we look at the car accident settlement process and the steps to take.
Report the Accident
In many counties in California and across the US, the drivers must report car accidents to the local police department. Here you will find specific reporting requirements of your state law.
Find out Your Car Insurance Laws
Many counties require the driver to carry with them car insurance. Generally, car accident liability follows two systems, either the At-fault system or the No-fault system. Your car accident injury settlement process will depend on your country’s system.
Claim Settlement Process
The claim settlement process involves resolving your dispute out of court. The majority of the car accident claims are resolved this way. Parties opt to settle their claim through this process since there is no guarantee of a favorable outcome in a jury trial.
You will need to gather necessary information like medical reports and treatment receipts to support your claim. Once you have all the documentary evidence, consult an attorney to help in drafting a demand letter. The demand letter should state your claim, explain your injuries, and layout the damages you would like to recover.
After the demand letter, the insurance company will probe your case and determine whether to accept or deny the settlement. If the insurer accepts your claim, it will make a claim settlement offer. Here, both parties will discuss to agree. In the event you are denied your claim by the insurance company, you have the right to appeal to the claims adjuster.
It is essential to remember that for injury settlements, there is no maximum or minimum amount of claim. Every case is unique in terms of strengths and weaknesses. The car accident claim settlement case depends on several factors, including the severity of the injury, the clarity of who was at fault.
Car Accident Filing Limitations
Generally, every county has its specific time limits to file a car accident claim. Depending on your county, you may have 1 to 6 years to file a lawsuit against the other party for car accident injury settlement.
The process commences after an accident has occurred. Unfortunately, once the time limit expires, you will not be able to sue the other party. Likewise, you can’t recover the damages for what you have suffered.
Serious Injury Cases
Often, severe injury cases can take a lot of time during the accident analysis. The process may include insurance company’s claim review, insurance adjusters to offer damages and injury attorneys’ discussions on the injury settlement.
El Dabe Ritter Trial Lawyers can help you make an informed decision in a car accident injury claim settlement. Our years of experience have exposed us to various dynamics in such claims, which is why you can count on our expertise. Contact us today to get a free, no-obligation consultation.