The plans for today did not involve a traffic accident and certainly not enough damage to send your car to the repair shop. While your injuries were minor and will not take long to heal, the same cannot be said for your vehicle. It will take a week or longer for your car to be repaired. In the meantime, how will you get back and forth to work and other destinations? Here are some avenues that you need to explore and identify the one that works best in your case.
Arranging for a Car Rental
One of the first strategies that you should consider is arranging a car rental for however long it takes for your vehicle to be repaired. This brings to mind the question of who will pay for that rental. Two distinct possibilities may apply.
Assuming that you are not at fault for the traffic accident, the auto insurance carried by the responsible party could include provisions for covering the costs of the rental car. Your attorney can touch base with the insurance company in question and find out what provisions are included in the coverage of the responsible party. Depending on those provisions, it may be necessary to limit the selection of the vehicle to a certain class. You may also be required to work with a specific car rental agency in order to make the arrangements.
The good thing about this approach is the insurance company does all the work for you. All you have to do is pick up the rental car and return it by the date specified in the arrangements.
If you are the person at fault for the accident, your auto insurance may include some provisions for renting a car while yours is in the shop. Be prepared to pay a deductible and meet any other terms that are found in your policy. That includes paying close attention to the terms that relate to insurance on the rental vehicle.
Making Arrangements With a Cab Company
Another option to consider is setting up recurring taxi fares with a local company. This approach allows you to plan for the more important tasks that require you to be out and about while your car is being repaired.
For example, you could arrange for a cab to get you to and from work each day. Instead of driving yourself, you have the luxury of settling into the back seat and leaving the driving to a professional. This approach is ideal if your doctor has not yet given you permission to start driving again.
As part of the arrangement, allow a little extra time to get to and from work. Complications with other fares, accidents that back up traffic, and a number of other issues could mean the cab arrives a little later than anticipated. If you normally leave for work at 7:30 each morning, schedule the cab for 7:00. Even if there is some sort of problem, you are still likely to make it to work on time.
Keep track of the expenses related to the cab fares. Your attorney can include them in the details when the time comes to talk with the insurance company about a settlement.
If there are other employees who live in your immediate area, it may be possible to car pool with them while your vehicle is in the shop. This also works if the doctor wants you to avoid driving until your injuries are sufficiently healed. Make it a point to always be ready when the other employees pull up and remember to kick in some cash to help with the fuel expense. The good will cultivated is sure to make the travel time more pleasant for everyone involved.
While you may be tempted to handle the accident details without benefit of legal counsel, hiring a personal injury attorney is in your best interests. The attorney will know what type of liability the responsible party has in terms of covering the costs for medical treatment and the inability to get to and from work and other places while your car is in the shop. With the aid of the attorney, working out the specifics and keeping the out of pocket expenses to a minimum will be a lot easier.